Who Owns Best Buy Credit Card Site

As of late 2025, interest rates on these cards are notably high, with some reaching 31.49% .

Cardmembers can manage their accounts through the Citibank Account Online portal or by contacting Citibank customer service at 1-888-574-1301 . Learn About the My Best Buy® Credit Card

Citibank issues two distinct versions of the card, each with different ownership and network implications: who owns best buy credit card

An "open-loop" card that can be used anywhere the Visa network is accepted. This version is often offered to applicants with higher credit scores. Key Financial & Legal Terms

Citibank (via its division, Citi Retail Services ) manages the entire loan portfolio, handles credit approvals, and sets the terms of the card agreements. As of late 2025, interest rates on these

The Best Buy credit card program is owned and issued by , a primary subsidiary of Citigroup Inc. . While the cards bear the Best Buy logo and offer rewards for the retailer, Best Buy itself is not an issuer of credit. Ownership and Issuance

Rewards earned on the cards are managed through the My Best Buy loyalty program and are typically redeemable only for Best Buy reward certificates. This version is often offered to applicants with

A "closed-loop" card that can only be used at Best Buy stores and BestBuy.com .