Buying a home is one of the biggest moves you’ll ever make, and it’s easy to feel overwhelmed. To keep things manageable, focus on getting your "financial house" in order before you even look at a real kitchen or backyard.
Do not deplete all your savings for the down payment. You’ll need a cushion of at least 3 months of expenses for life after closing. Essential Step-by-Step Checklist House Hunting Checklist for Home Buyer Must-Haves (PDF) want to buy a home
Your monthly mortgage is only part of the story. Always budget for property taxes, homeowners insurance, and a "maintenance fund" for when things inevitably break (like a $6,000 roof or a new furnace). Buying a home is one of the biggest
Just because a bank says you can afford a certain amount doesn’t mean you should spend it all. You’ll need a cushion of at least 3