Solving Cyber Risk (ESSENTIAL — 2026)

The next generation of cyber starts with insurance - Resilience

Enforce strict password policies and implement multi-factor authentication (MFA) everywhere. Solving Cyber Risk

Establish automated, central patching to close vulnerabilities promptly. The next generation of cyber starts with insurance

Ensure employees have only the minimum access necessary for their roles. 4. Strategic Risk Management and Governance Solving Cyber Risk

Solving cyber risk requires moving beyond a "prevention-only" mindset to adopt a holistic strategy that treats cyber incidents as inevitable and focuses on resilience, risk transfer, and continuous mitigation. Because cyber risk is fundamentally a human problem—driven by attacker behavior and employee error—solutions must focus on both technical controls and organizational culture.

Address phishing, which is the starting point for ~90% of cyber incidents, by using advanced security solutions. 3. Managing the Human Factor