: Tracking all debits and credits, including for shared or joint accounts.

: The mod includes a SimRealist - SimNationalBank-Data.package file. Keeping this file in your folder during updates or uninstalls ensures the game remembers bank account values and settings for your Sims.

: To use physical banks, you must extract the lot files to your Documents > Electronic Arts > The Sims 4 > Tray folder. (Public) SNB - Financial Center by SimRealist

: Added support for multiple languages, including Chinese, Dutch, French, German, Italian, and Spanish. Installation and Data Safety

: The bank now evaluates a Sim's financial standing. Approval criteria require a DTI no higher than 75% for unsecured loans and 43% for mortgages.

This specific version and its surrounding 0.3.x updates introduced significant shifts in how Sims interact with money: