Forces you to dig deep until you uncover your core values (e.g., freedom, security, family).
Ensures your financial plan is emotionally anchored to what actually brings you fulfillment. 2. The "Latte Factor"® Smart Women Finish Rich
: You do not need a large income to become rich; you simply need to eliminate minor "leaks" in your budget. 3. Grandma's Three-Basket Approach Forces you to dig deep until you uncover your core values (e
To simplify asset allocation, Bach suggests organizing your money into three automated baskets: Smart Women Finish Rich
This is Bach's most famous concept. It demonstrates how small, daily discretionary purchases can destroy long-term wealth.