Podcast 320: Renaud Laplanche Of Upgrade 📌

: How Upgrade designed its credit card to reward paying down debt rather than just spending.

The most direct summary of this specific episode can be found on . This article covers key takeaways from the conversation, including: Podcast 320: Renaud Laplanche of Upgrade

: A look into why Upgrade offers a unique blend of mobile banking, credit monitoring, and installment-based credit cards. : How Upgrade designed its credit card to

: Upgrade has been profitable since 2017 by focusing on product design and loan servicing rather than holding loans on its own balance sheet. Podcast 320: Renaud Laplanche of Upgrade

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: Laplanche reflects on his journey from founding LendingClub to applying those experiences at Upgrade.