Credit Scores - My

: Considered an acceptable, lower-risk borrower .

A credit score is a three-digit number, typically ranging from , that acts as a financial reputation. It helps lenders predict how likely you are to repay borrowed money on time. Understanding Your Score Range my credit scores

: Likely approval for highly competitive terms . : Considered an acceptable, lower-risk borrower

: Virtually certain approval for the best possible interest rates . : Considered an acceptable

: Significant difficulty being approved for new credit; rebuilding is necessary . The Five Key Factors How are FICO Scores Calculated?

: Lenders may consider you a "subprime" borrower, leading to higher rates.