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Buying directly from a company (like BlueCross or Kaiser). 3. Understand the "Metal" Levels
Check the "formulary" (drug list) to see if your prescriptions are covered. 5. Do the Math how to buy personal health insurance
Highest monthly premium; very low costs when you get care. Best if you have chronic conditions. 4. Check the Network Before you hit "buy," verify two things: Your Doctors: Are your preferred physicians in-network? Buying directly from a company (like BlueCross or Kaiser)