How To Buy Health Insurance In Oregon -

: The Senior Health Insurance Benefits Assistance (SHIBA) program offers free, unbiased help with Medicare choices. Oregon Health Insurance Marketplace - Oregon.gov

This is the hub for private health insurance plans. Financial help (subsidies) is only available if you buy through the Marketplace. : how to buy health insurance in oregon

: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 . : The Senior Health Insurance Benefits Assistance (SHIBA)

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal. : : For 2026 coverage, the window is

: You can apply at any time of the year at ONE.Oregon.gov . 2. The Oregon Health Insurance Marketplace

: A newer program for adults with slightly higher incomes (138% to 200% of the FPL) who don't qualify for standard OHP but still need affordable care.

: Based primarily on income. For 2026, adults (19–64) generally qualify if they earn up to 138% of the Federal Poverty Level (approx. $1,799/month for a single person).