The simplest way is to trade your points directly for a subscription code in the Rewards dashboard.
: The credit is automatically applied to your Microsoft account balance.
: Go to the Microsoft Store on your console or PC and buy the subscription using your account balance as the payment method.
Sometimes, direct subscription rewards are unavailable or more expensive. You can use this workaround:
: Microsoft will email you a digital code. Enter this code at xbox.com/redeem to activate your "Gold" status. The "Gift Card" Strategy