You cannot negotiate directly with the bank. You must use a licensed real estate agent to submit offers to the listing broker.

You can conduct a home inspection within 7 days of an accepted offer, but it is for informational purposes only; the bank generally will not pay for repairs.

Buying a foreclosed home from typically involves purchasing a Real Estate Owned (REO) property through their specialized asset management division, Premiere Asset Services (PAS) . 1. Finding Listings

Properties are sold in their current condition with no warranties. Wells Fargo is not required to provide standard residential property disclosures.

Properties are cross-listed on Zillow , Foreclosure.com , and Realtor.com.