📌 Research local down payment assistance programs, especially if you are a first-time buyer.
Never drain your bank account to $0 to buy a house. You need a cash cushion post-closing for: how much money should you save before buying a house
Immediate, unexpected home repairs (leaky roofs, broken HVAC) Sudden job loss or medical emergencies Furnishing and moving costs 📊 Example Breakdown: $400,000 Home unexpected home repairs (leaky roofs