You can buy directly from companies like Anthem or Cigna off-exchange, though these plans are not eligible for federal subsidies.

A window outside of Open Enrollment triggered by "qualifying life events," such as getting married, having a baby, or losing existing coverage . 2. Choose Where to Shop

The official government platform ( HealthCare.gov ) for individual and family plans. This is the only place to qualify for premium tax credits that lower your monthly costs.

How Do You Buy Health Insurance May 2026

You can buy directly from companies like Anthem or Cigna off-exchange, though these plans are not eligible for federal subsidies.

A window outside of Open Enrollment triggered by "qualifying life events," such as getting married, having a baby, or losing existing coverage . 2. Choose Where to Shop

The official government platform ( HealthCare.gov ) for individual and family plans. This is the only place to qualify for premium tax credits that lower your monthly costs.

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