Government Housing Help To Buy May 2026

You must be a first-time buyer with a household income under £80,000 (£90,000 in London).

The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme) government housing help to buy

Open to both first-time buyers and home-movers for properties up to £600,000. You must be a first-time buyer with a

You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026 000 in London) after the discount.

You can buy a home for than its market value.

This permanent scheme helps you buy a home with just a .

The home must cost less than £250,000 (£420,000 in London) after the discount.