Credidt*report Direct

: A list of everyone who has accessed your report in the last two years. This includes "hard" inquiries (when you apply for credit) and "soft" inquiries (like pre-approved offers).

Building and protecting your credit is a long-term process. Experts recommend several key habits: Understand, get, and improve your credit score | USAGov credidt*report

: Legal filings such as bankruptcies. Note that while tax liens were previously common, many bureaus have reduced their reporting of these. : A list of everyone who has accessed