: Highly competitive for various categories, including the cheapest for full coverage ($87/month) and young drivers ($137/month) in some analyses.
: Drivers under 25 with a 3.0 GPA or higher can often secure a "Good Student" discount through providers like Geico or State Farm . cheap car insurance utah
: Enroll in programs like Nationwide SmartRide or Allstate Drivewise which track safe driving for lower rates. : Highly competitive for various categories, including the
In Utah , car insurance rates are currently slightly below the national average. As of April 2026, the average cost for full coverage in Utah is approximately $2,283 per year ($190/month), while minimum liability coverage averages about $862 per year ($72/month). Cheapest Providers in Utah (2026) : Highly competitive for various categories