Cashback

Credit cards in Singapore generally follow one of two main earning models:

: Provides 1.6% unlimited cashback with no expiry. cashback

: These cards offer a consistent rebate—usually between 1.5% and 1.7% —on almost all spending without a maximum cap or minimum spend requirement. Credit cards in Singapore generally follow one of

: Offers one of the highest flat rates at 1.7% and famously includes typically excluded categories like insurance and school fees. cashback

: Features up to 8% back on petrol and 6% on dining and groceries, provided a minimum monthly spend is met.