Even with 0% down, you still need to pay for inspections, appraisals, and title searches. How to Get Started

If the roof leaks or the plumbing is gone, a VA or USDA appraiser will likely reject the loan.

Foreclosures are often sold "as-is," meaning the bank wants a quick exit. While they prefer cash, they will accept government-backed loans that offer 0% down payment options. 🏠 0% Down Loan Options

Technically requires 3.5% down, but this can often be covered by grants. Fannie Mae HomeStyle Renovation:

These can cover the 3% or 3.5% required by conventional or FHA loans. Ask the bank (the seller) to pay your closing costs.