: If you qualify based on income or disability, you can apply and enroll year-round through HealthCare.gov or your state's agency.
: Gaining U.S. citizenship or leaving incarceration. 🕒 Key Deadline
If you do not qualify for an SEP or Medicaid, you can consider these temporary or non-standard options: Qualifying life event (QLE) - Glossary | HealthCare.gov can i buy health insurance right now
Yes, you can buy health insurance right now, but your options depend on your specific circumstances since the standard for 2026 has already ended in most states. 1. Special Enrollment Period (SEP)
: Some states like Connecticut, Minnesota, and New York offer year-round enrollment for specific low-income "Basic Health Programs". 3. Alternative Coverage Solutions : If you qualify based on income or
You typically have from the date of the qualifying event to enroll. 2. Year-Round Enrollment Options
: Members of federally recognized tribes and Alaska Native Claims Settlement Act (ANCSA) Corporation shareholders can enroll in Marketplace plans at any time. 🕒 Key Deadline If you do not qualify
: Getting married, having or adopting a baby, or a death in the family that impacts coverage. Residential moves : Moving to a new ZIP code or county.