Standard "Pay-in-4" models typically divide a purchase into four equal installments over six to eight weeks.

: As long as every payment is made on time, the consumer pays exactly the sticker price of the item.

Report: The Landscape of "Interest-Free" Buy Now, Pay Later (BNPL)

Pay Later No Interest — Buy Now

Standard "Pay-in-4" models typically divide a purchase into four equal installments over six to eight weeks.

: As long as every payment is made on time, the consumer pays exactly the sticker price of the item.

Report: The Landscape of "Interest-Free" Buy Now, Pay Later (BNPL)