This is the simplest method and often provides the fastest delivery for new releases.

Phones are usually unlocked (except for AT&T installments), giving you freedom to switch carriers.

Best for those willing to commit to a 24- or 36-month plan.

Use the Apple Card to get 3% Daily Cash back upfront and 0% interest financing.

January and February are ideal for finding deals on inventory as retailers clear stock.

Historically, Black Friday (November 27, 2026) offers the maximum savings, often including $200–$400 discounts or accessory bundles at retailers like Best Buy and Amazon

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