Best Deals On Buying A New Car -

: Put 20% down, finance for 3 years or less, and keep monthly payments under 8% of your gross income .

: Alternatively, aim for a 20% down payment, a 4-year loan term, and total vehicle expenses (including insurance and maintenance) under 10% of monthly income . Build and Buy Car Buying Service - Consumer Reports best deals on buying a new car

: Available on the 2025 Kia EV6 , 2025 Kia Niro EV , 2026 Lincoln Corsair , and 2026 Subaru Solterra . : Put 20% down, finance for 3 years

: Be prepared to decline high-margin extras in the finance office, such as VIN etching, nitrogen-filled tires, or extended warranties, which can add thousands to the total cost . Financial Best Practices : Be prepared to decline high-margin extras in

: Treat your trade-in as a completely separate transaction. Get independent quotes from CarMax or Carvana to use as a baseline for the dealer's offer .