: While the program itself doesn't automatically hurt your score, reporting modified terms or closing an account may cause a temporary dip.
The is a temporary repayment plan offered through Citibank (the card issuer) to help cardholders facing significant financial distress . Program Details & Benefits best buy credit card hardship program
: Citibank may lower your APR, which is often near 30% for retail cards, for a set period (typically less than 12 months ). : While the program itself doesn't automatically hurt
To qualify, you must demonstrate a , such as: Job loss or significant income reduction. Serious medical emergencies or illness. Natural disasters or other severe unforeseen events. How to Apply you must demonstrate a