Auto Insurance New Jersey Now
New Jersey operates under a , meaning your own insurance typically pays for your medical expenses regardless of who caused the accident. For a Standard Policy renewing in 2026, the law now mandates the following minimums:
$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident. auto insurance new jersey
$15,000 minimum (can be increased up to $250,000). New Jersey operates under a , meaning your