5. And The Pre-approved Credit | Card

🔍 When you actually apply, the bank does a hard inquiry . This can temporarily dip your credit score. If they decline you after sending that flashy invite? It’s a double sting.

Is there a hefty annual fee hiding in the fine print? 5. And the Pre-Approved Credit Card

It’s the mail that makes you feel like a VIP for exactly five seconds: the offer. 🔍 When you actually apply, the bank does a hard inquiry

AI responses may include mistakes. For financial advice, consult a professional. Learn more 🔍 When you actually apply

But before you start planning a shopping spree, let’s peel back the envelope on what this actually means: